Phone number: you will need it to log in to your profile, confirm transactions or settings and sign the documents if you decide to open a new account.
Your phone number is your main ID vis-à-vis the bank, so give to the bank a number that you alone have access to.
You will need your email to receive your account statements, certificates, and important information, such as deposit interest rate updates. If you use Tinkoff services, you will also be getting other information by email, such as Tinkoff Travel tickets or Tinkoff Investments course materials.
You need your passport to relate to the bank — we cannot service your accounts without it. You passport is your ID. A bank employee or security officer may ask for your passport details to make sure it’s you and/or to protect your account from cyber fraud. And if you decide to get a new card or take out a loan, this will take longer if your info is out of date: you will have to update the info first.
You need your registered/residence address to schedule a meeting with a Tinkoff representative or to receive paper documents such as certificates for the embassy. If your actual residence address is different from your registered address, it makes sense to give the bank both addresses. A bank officer may ask for your address to verify your identity.
You need to indicate your place of work to get the bank’s approval for a loan or credit card, and to fast-track the meeting with a Tinkoff representative when you want your card to be delivered to you at work.
Payment region is a piece of information our security team needs to know to protect your card from cyber fraud. If we detect a suspicious payment made in an unfamiliar region, we will suspend the card and contact you. If it’s you making that payment, we will unlock your card immediately.