Topping up your card

There are a number of ways to put money on your Tinkoff Black.

Cash at a Tinkoff ATM, no fees. You don’t have to bring your physical card: the ATM will scan the card from your smartphone or smartwatch if these devices support NFC payments. You can also use the QR code with your bank info to put money on your card. Here is how you find it: select the card account in the Tinkoff app → scroll down the screen to «QR Code for deposits» → show it to the ATM scanner. ATM Map

From another bank card. Use Tinkoff services to load your card online for free in your profile on tinkoff.ru, in the mobile app or on the «Card-to-Card Transfer» page.

By bank transfer: any amount from any bank, with no restrictions on Tinkoff’s side. the money will clear the next business day at the latest. Where do I find my account details

Cash deposits at Tinkoff partner top-up spots: MTS, Contact, Zolotaya Korona (CoronaPay), and Unistream. It’s as simple as providing your debit card agreement number or card number, and in select locations, just your passport. Discover the closest top-up spot

Deposit up to ₽150,000 per billing period, completely commission-free. If you exceed this limit, a fee of 2% will be charged on the excess amount.

From another Tinkoff card. Any Tinkoff customer can send you money instantly from their debit card for free. Just give them your phone number, contract number or QR code with your bank details.

Get paid to your card. Petition your accounting to send your salary to your Tinkoff Black card. Petition Form on Change of Salary Payment Method