Since its launch in 2006 by Oleg Tinkov, one of the best known Russian entrepreneurs, Tinkoff Bank has grown into a leader in credit cards and has developed a successful online retail deposits programme.
Currently, Tinkoff Bank has been expanding to bring-additional innovative financial products and services to Russian consumers, including online insurance services.
Tinkoff Bank operates through an advanced high-tech retail financial services platform that is highly suited for the Russian market and operating environment, particularly in underserved parts of the country.
This platform is entirely branchless, with a very low fixed cost base and high degree of operating flexibility.
Tinkoff Bank offers remote access to its financial products and services through its award-winning online banking as well as through mobile banking and high-volume call centres.
Operating flexibility and reach are further enhanced by Tinkoff Bank's use of direct marketing channels that enable it to attract new customers anywhere in Russia.